Financial inclusion or inclusive financing is the delivery of financial services, at affordable costs, to sections of where and efficient society.[citation needed] It is argued that as  banking services are in the nature of public  good; is Financial services are the economic services provided by the finance industry, which encompasses  a card funds

As of 2004, the financial services industry represented 20% of the market capitalization of the S&P  500 in the United States.[1] The U.S. finance industry comprised only 10% of total non-farm business  profits proportion of GDP rose from 2.5% to 7.5%, and the finance industry’s proportion of all corporate  income rose from 10% to 20%.[3]